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Maryland

Notas prácticas sobre seguros, bienes raíces, mudanzas y contratistas para la gente de Maryland.

Temas: Seguros, bienes raíces, mudanzas, contratistas

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Respuestas claras a las preguntas que la gente de Maryland se hace antes de contratar un seguro, comprar o vender una casa, mudarse o contratar a un contratista: plazos, formularios, reglas y costos.

Seguros

Notas sobre seguros de hogar, auto y salud para la gente de Maryland.

Maryland Auto Insurance Minimums: $30,000/$60,000/$15,000 Liability, Matching UM/UIM, and $2,500 PIPMaryland Auto Cancellations Usually Require 45 Days' Notice, or 10 Days for Nonpayment, and Maryland Auto Insurance Is the Residual MarketMaryland Homeowners Policies Generally Do Not Cover Flood; NFIP Coverage Usually Has a 30-Day WaitHow to File a Complaint With the Maryland Insurance AdministrationMaryland's Joint Insurance Association Is the FAIR Plan of Last Resort for Property InsuranceMaryland Requires Uninsured and Underinsured Motorist Coverage, Usually Matching Your Liability Limits

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Medicare y jubilación · Propiedad y accidentes (P&C) · Vida y salud

Bienes raíces

Divulgación del vendedor, impuesto a la propiedad y costos de cierre para compradores y vendedores en Maryland.

Maryland's Homeowners' Property Tax Credit: Apply by October 1 if Combined Household Income Is $60,000 or LessMaryland's Homestead Property Tax Credit Caps Taxable Assessment Increases at 10%, or a Lower Local CapMaryland Mortgage Program Down Payment Assistance: $6,000, or 3% to 6%, as a Zero-Percent Deferred Second LoanHow to Appeal a Maryland Property Tax Assessment: Usually Within 45 Days of the NoticeMaryland Sellers Must Give a Disclosure or Disclaimer Form; Buyers Have 5 Days to Rescind If It Arrives LateMaryland's State Transfer Tax Is 0.5% of the Consideration, or 0.25% Paid by the Seller for a First-Time Maryland Home Buyer

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Compradores · Vendedores

Mudanzas

Listas prácticas para mudanzas locales en Maryland y mudanzas interestatales.

Hiring a Maryland Mover: Confirm Department of Labor Household Goods Mover RegistrationInterstate Moves To or From Maryland: Use an FMCSA-Registered Household-Goods CarrierMaryland In-State Movers May Not Withhold Your Goods, and Complaints Go to the Department of LaborMaryland In-State Movers Must Give a Written Estimate; a Nonbinding Estimate Generally Caps the Bill at 125%Moving to Maryland: 60 Days to Get a Driver License and to Title and Register Your VehicleMaryland Security Deposits: Generally Capped at One Month's Rent, and the Remainder Is Due Within 45 Days

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Contratistas

Cómo revisar la licencia MHIC de un contratista de mejoras del hogar en Maryland antes de firmar.

Check a Maryland Home Improvement Contractor's MHIC License Before You SignMaryland Home Improvement Contracts Must Be in Writing, With a One-Third Deposit Cap and Specified Cancellation Rights

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