Ohio

Insurance

Home, auto and health coverage notes for people in Ohio, with the Ohio Department of Insurance as the regulator.

By type of coverage

The insurance posts, sorted by who they are written for.

Medicare & retirement (0 articles). Medicare, long-term care and planning for retirement. RSS
P&C (5 articles). Property and casualty: home, auto, flood and wind coverage. RSS
Life & medical (1 article). Life insurance and health coverage for individuals and families. RSS

Ohio open enrollment for 2027 runs to January 15, with a December 15 deadline for January 1 coverage. Nine insurers are selling, down from 11.

Ohio requires 25/50/25 liability coverage. What those limits pay, when you must show proof, and the BMV fees and SR-22 rules after a lapse.

How Ohio insurers must value a totaled car, the comparable-vehicle rules, and the 30-day sales tax reimbursement most owners don't know about.

Ohio insurers get 15 days to acknowledge, 21 days to decide and 10 days to pay. How the clock works on a home claim and what to do when it stalls.

Ohio adds mine subsidence coverage to homeowners policies in 26 counties for $1 a year and offers it in 11 more for $5. What it pays and who gets it.

The Ohio FAIR Plan covers homes turned down by two insurers. Who qualifies, the policy forms it offers, and the property conditions it checks.

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