Ohio · Insurance

Insurance: P&C

Property and casualty: home, auto, flood and wind coverage. Ohio articles from the regional hub.

Articles

Ohio requires 25/50/25 liability coverage. What those limits pay, when you must show proof, and the BMV fees and SR-22 rules after a lapse.

How Ohio insurers must value a totaled car, the comparable-vehicle rules, and the 30-day sales tax reimbursement most owners don't know about.

Ohio insurers get 15 days to acknowledge, 21 days to decide and 10 days to pay. How the clock works on a home claim and what to do when it stalls.

Ohio adds mine subsidence coverage to homeowners policies in 26 counties for $1 a year and offers it in 11 more for $5. What it pays and who gets it.

The Ohio FAIR Plan covers homes turned down by two insurers. Who qualifies, the policy forms it offers, and the property conditions it checks.

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