North Carolina Auto Surcharges, Insurance Lapses, and Plate Revocation
NC auto surcharges now last longer for new drivers and some convictions. If DMV says your insurance lapsed, you have 30 days to respond or your plate can be revoked.
North Carolina
Insurance
Home, auto and health coverage notes for people in North Carolina, with the North Carolina Department of Insurance as the regulator.
By type of coverage
The insurance posts, sorted by who they are written for.
- Medicare & retirement (0 articles). Medicare, long-term care and planning for retirement. RSS
- P&C (5 articles). Property and casualty: home, auto, flood and wind coverage. RSS
- Life & medical (1 article). Life insurance and health coverage for individuals and families. RSS
Articles
North Carolina Car Insurance Minimums: 50/100/50 and Underinsured Motorist Coverage
NC auto policies issued or renewed on or after July 1, 2025 must carry 50/100/50 liability and include underinsured motorist coverage. What those limits pay and how to check yours.
Flood Insurance in North Carolina: It's Not in Your Homeowners Policy
NC homeowners insurance doesn't cover flood. NFIP policies usually wait 30 days to start. What the coverage includes, what it leaves out, and when to buy it.
North Carolina Homeowners Rates and Consent to Rate: What the 7.5% Settlement Means
NC homeowners base rates rose 7.5% in 2025 and 7.5% in 2026 under a settlement. Consent to rate can still charge more than the approved rate, and the disclosure has to be obvious.
Medicare Open Enrollment for 2027 in North Carolina: How SHIIP Can Help
Medicare Open Enrollment for 2027 runs October 15 to December 7, 2026. SHIIP counselors in North Carolina can help you compare plans for free.
North Carolina Named Storm and Wind Deductibles, and the Coastal Insurance Pool
NC named storm deductibles are a percentage of Coverage A or C and apply during a watch or warning. How they work, and when the Coastal Property Insurance Pool is involved.
Subscribe the feed to your site
New posts appear on your site automatically. Keep each post's canonical link pointed at the hub article.
Once you are listed for insurance in North Carolina, your feed is /hubs/north-carolina/insurance/feed/<agent-slug>.xml.
The shared feed has no personal byline: insurance/feed.xml.
Want a site that can pull these as editable drafts?