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Florida

Practical notes on insurance, real estate, moving and hiring a licensed contractor for people in Florida.

Covers: Insurance, real estate, moving, contractors

What you’ll find here

Plain answers to the questions people in Florida ask before they buy insurance, buy or sell a home, move, or hire a contractor: deadlines, forms, rules and costs.

Insurance

Homeowners, hurricane deductibles, Citizens, flood, wind mitigation, PIP and the 14-day rule for people in Florida.

Florida Car Insurance: The $10,000 PIP Requirement and the 14-Day RuleHow Much Is Homeowners Insurance in Florida? What Drives Your QuoteFlorida Wind Mitigation Discounts and Condo HO-6 BasicsDoes Florida Homeowners Insurance Cover Flood? NFIP Wait Period BasicsFlorida Hurricane Deductible: Percentage vs Regular DeductibleCan't Find Homeowners Insurance in Florida? How Citizens Works

All insurance posts · RSS

Medicare & retirement · P&C · Life & medical

Real estate

Homestead exemption, Save Our Homes, seller disclosures, early payment discounts and market notes for Florida.

Florida Property Tax Early Payment Discounts: 4% in November and When Taxes Go DelinquentFlorida Rentals and Second Homes After Amendment 3: The New 5% CapFlorida Save Our Homes Portability: Moving Your Tax CapFlorida Housing Market Fall 2026: Faster Contracts, Tighter InventoryFlorida Seller Disclosure: Material Facts, Flood Form, and RadonFlorida Homestead Exemption and Save Our Homes Cap Explained

All real estate posts · RSS

Buyers · Sellers

Movers

Practical checklists for local Florida moves and interstate moves into the state.

Moving to Florida Around December 31, 2026? What Amendment 3 ChangesMoving to Florida? Budget Insurance, HOA and Tax FirstUnlicensed Movers in Florida: Red Flags and How to ComplainLocal Florida Move vs Interstate Rules: Who Regulates WhatMoving to Florida From Out of State: FMCSA Estimates and RightsHow to Hire a Florida-Registered Mover (FDACS Check)

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Contractors

How to check a Florida contractor's license with DBPR, and the rules on deposits and unlicensed work.

Florida Contractor Deposits Over 10 Percent, and Why Unlicensed Work Is RiskyHow to Check a Florida Contractor License with DBPR

All contractors posts · RSS

List your business on the Florida hub, free: Insurance · Real estate · Movers · Contractors

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