Virginia
Home, auto and health coverage notes for people in Virginia, with the Virginia State Corporation Commission Bureau of Insurance as the regulator.
The insurance posts, sorted by who they are written for.
Virginia's current auto liability minimums are $50,000/$100,000/$25,000 for policies effective on or after January 1, 2025. The uninsured motor vehicle fee is not a policy.
Liability and uninsured motorist coverage are required in Virginia. Collision, comprehensive, and medical payments are optional, and they are often the coverages that pay you after a crash.
A standard homeowners policy in Virginia does not cover flood. NFIP coverage usually waits 30 days after you apply and pay, so do not wait for a storm warning.
Virginia's Bureau of Insurance takes consumer complaints through its online portal. Here's what to gather, who to call for help, and what the Bureau can and cannot do.
Virginia requires uninsured and underinsured motorist coverage on every auto liability policy. Here's what it pays, when a $200 hit-and-run deductible applies, and how to choose limits.
If you cannot find a homeowners or dwelling policy in the regular market, Virginia's residual plan is the Virginia Property Insurance Association, also called the FAIR Plan.
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