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New York

Practical notes on insurance, real estate, moving and hiring a licensed contractor for people in New York.

Covers: Insurance, real estate, moving, contractors

What you’ll find here

Plain answers to the questions people in New York ask before they buy insurance, buy or sell a home, move, or hire a contractor: deadlines, forms, rules and costs.

Insurance

Flood coverage, NYPIUA, hurricane deductibles, non-renewal notices and Regulation 64 claim deadlines for people in New York.

New York Homeowners Claim Deadlines: What Regulation 64 Requires Your Insurer to DoNew York Minimum Auto Insurance: 25/50/10 and $50,000 No-FaultNew York Home Insurance Non-Renewal: The 45 to 60 Day RuleNew York Hurricane Deductibles: The 2026 RulesNew York's FAIR Plan (NYPIUA): How It WorksDoes Homeowners Insurance Cover Flooding in New York?

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Medicare & retirement · P&C · Life & medical

Real estate

STAR credit, seller disclosures, transfer and mansion tax, the senior citizens exemption and market notes for New York.

New York's Senior Citizens Property Tax Exemption: Who Qualifies for Up to 50% OffHow to Grieve a New York Property Assessment Before Grievance DayNew York Housing Market Fall 2026: More Homes, Higher PricesNew York Transfer Tax and Mansion Tax: Who PaysNew York Seller Disclosure: The PCDS and Flood QuestionsNew York STAR Credit: How Much and How to Register

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Buyers · Sellers

Movers

Practical checklists for local New York moves and interstate moves out of the state.

New York Hourly Move: The 30-Cent Valuation and the $2,500 FloorNYC Moving Day: Building COI, Elevator and Truck RulesNew York Moving Scams: Red Flags and Where to ComplainNew York Hourly Moves vs Binding EstimatesMoving Out of New York: FMCSA Estimates and Your RightsHow to Hire a NYSDOT-Licensed Mover in New York

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Contractors

How to check a New York home improvement contractor where a license is required, and what the contract must say.

New York Home Improvement Contracts: Deposits, Escrow and the 3-Day Cancel RightWhere New York Requires a Home Improvement Contractor License

All contractors posts · RSS

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