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Colorado

Practical notes on insurance, real estate, moving and hiring a licensed contractor for people in Colorado.

Covers: Insurance, real estate, moving, contractors

What you’ll find here

Plain answers to the questions people in Colorado ask before they buy insurance, buy or sell a home, move, or hire a contractor: deadlines, forms, rules and costs.

Insurance

Auto minimums, the FAIR Plan, flood, cancellation notes and wildfire claim protections for people in Colorado.

Colorado Flood Insurance Is Not in the Homeowners PolicyThe Colorado FAIR Plan: Three Declinations, $750,000, Actual Cash ValueColorado Home Insurance: 60 Days' Notice, or 10 Days for NonpaymentHow to File an Insurance Complaint with the Colorado Division of InsuranceColorado Auto Insurance: 25/50/15, Unless You Reject UM and MedPay in WritingColorado Wildfire Total Loss Claims: The 65% Contents Rule, 24 Months of Living Expenses and Other Protections

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Medicare & retirement · P&C · Life & medical

Real estate

Seller disclosures, the senior exemption, property-tax notes, and the documentary fee and TD-1000 for Colorado.

Colorado Property Tax: Pay by April 30, or Split the BillColorado Property-Tax Protest: Use the Date on Your NoticeColorado Senior Property-Tax Exemption: 50 Percent of the First $200,000Colorado HOA Documents: Ten Days to Terminate After You Receive ThemColorado Home Purchase: Five Days to Terminate After a New Adverse FactColorado's Documentary Fee and the TD-1000: What Buyers and Sellers Need to Know

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Buyers · Sellers

Movers

Practical notes for in-state Colorado moves, interstate moves and new-resident DMV deadlines.

Moving Into or Out of Colorado: FMCSA Rules, Not the PUC PermitColorado Moves: A Written Estimate, a Signed Contract, and Two Ways to PayHow to Complain About a Colorado MoverColorado Mover Liability: 60 Cents a Pound or Depreciated Value, Whichever Is LessColorado Movers: The PUC Permit Number Starts with HHGMoving to Colorado? Get Your License Within 30 Days and Register Your Car Within 90

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Contractors

How to check a Colorado electrician or plumber with DORA, and where general contractors are licensed instead.

Who Licenses General Contractors in Colorado?How to Check a Colorado Electrician or Plumber License

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