Wisconsin midterm cancellation notice is at least 10 days, and nonrenewal notice is at least 60 days. A residual auto plan is available if standard insurers decline coverage.
Wisconsin auto minimums are $25,000/$50,000/$10,000 liability, plus required uninsured motorist bodily injury coverage of $25,000/$50,000. Property damage is $10,000, not $25,000.
Buy Wisconsin flood coverage through a licensed agent, usually with a 30-day NFIP wait. Comprehensive auto coverage, if listed on the policy, pays for flood damage to a vehicle.
Start with the company or agent, then file with Wisconsin's Office of the Commissioner of Insurance online, by mail to P.O. Box 7873 in Madison, or by calling (800) 236-8517.
Wisconsin requires UM of $25,000/$50,000 for bodily injury. UIM is optional, with $50,000/$100,000 minimums if requested, and medical payments of at least $1,000 may be declined.
The Wisconsin Insurance Plan is Wisconsin's residual property market when standard insurers decline a home. OCI describes it as last-resort coverage with higher premiums.