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Washington

Practical notes on insurance, real estate, moving and hiring a licensed contractor for people in Washington.

Covers: Insurance, real estate, moving, contractors

What you’ll find here

Plain answers to the questions people in Washington ask before they buy insurance, buy or sell a home, move, or hire a contractor: deadlines, forms, rules and costs.

Insurance

Home, auto and health coverage notes for people in Washington.

Washington Auto Insurance Minimums: $25,000/$50,000/$10,000 in Liability Coverage Earthquake Insurance Is Not in a Standard Washington Homeowners Policy Flood Insurance Is Not in a Standard Washington Homeowners Policy, and NFIP Coverage Usually Has a 30-Day Wait How to File an Insurance Complaint with Washington's Office of the Insurance Commissioner Washington Underinsured Motorist Coverage: It's on Your Auto Policy Unless You Reject It in Writing Washington's FAIR Plan: Last-Resort Property Insurance When You Cannot Find a Homeowners Policy

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Medicare & retirement · P&C · Life & medical

Real estate

Seller disclosure, property tax and closing-cost notes for buyers and sellers in Washington.

Washington Current-Use Property Tax: Open Space, Farm, and Timber Land, and the Tax Due If Classification Ends Washington Housing Finance Commission Home Loans: Home Advantage, House Key, and Deferred Down Payment Help How to Appeal a Washington Property Tax Assessment Before the County Board of Equalization Washington Real Estate Excise Tax: Graduated State Rates, Plus Local REET, Usually Paid by the Seller Washington Seller Disclosures: The Statement Is Due in Five Business Days, and Buyers Have Three Business Days to Rescind Washington Property Tax Relief: The Senior, Disability, and Veteran Exemption, and the Deferral Program

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Buyers · Sellers

Movers

Practical checklists for local moves in Washington and for interstate moves.

Hire a Permitted Washington Mover: Check UTC Household Goods Authority Before You Book Interstate Moves To or From Washington: Use an FMCSA-Authorized Household Goods Carrier Moving to Washington: 30 Days to Get a Driver License and Register Your Vehicle Washington Security Deposits: No Statewide Cap, a Written Checklist, and a 30-Day Return Deadline If a Washington Mover Damages Your Goods: You Have Nine Months to File, and Valuation Starts at 72 Cents a Pound Washington Moving Estimates: Binding vs. Non-Binding Quotes, Tariff 15-C, and the 55-Mile Rule

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Contractors

How to verify a Washington contractor's registration, bond and insurance with L&I before you hire.

Washington Contractor Contracts: The $1,000 Disclosure Statement, Bond Claims, and the Homeowner Recovery Fund How to Check a Washington Contractor's L&I Registration, Bond, and Insurance Before You Hire

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What you’ll find here

Insurance

Real estate

Movers

Contractors

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