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Tennessee

Practical notes on insurance, real estate, moving and hiring a licensed contractor for people in Tennessee.

Covers: Insurance, real estate, moving, contractors

What you’ll find here

Plain answers to the questions people in Tennessee ask before they buy insurance, buy or sell a home, move, or hire a contractor: deadlines, forms, rules and costs.

Insurance

Home, auto and health coverage notes for people in Tennessee.

Tennessee Auto Insurance Minimums: $25,000/$50,000/$25,000 in Liability CoverageDrive Insured Tennessee: How the State Verifies Auto Liability CoverageFlood Insurance Is Not in a Tennessee Homeowners Policy, and NFIP Coverage Usually Has a 30-Day WaitHow to File an Insurance Complaint With the Tennessee Department of Commerce and InsuranceTennessee Has No FAIR Plan: Surplus Lines Homeowners Coverage Requires Three DeclinationsTennessee Uninsured Motorist Coverage Matches Your Liability Limits Unless You Reject It in Writing

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Medicare & retirement · P&C · Life & medical

Real estate

Seller disclosure, property tax and closing-cost notes for buyers and sellers in Tennessee.

How Tennessee Property Tax Is Calculated: Residential and Farm Property Are Assessed at 25 PercentHow to Appeal a Tennessee Property Tax Assessment to the County Board, Then the State BoardTennessee Property Tax Relief Is a Reimbursement, Not an ExemptionTennessee Recordation Taxes: $0.37 per $100 on the Transfer and $0.115 per $100 on the MortgageTennessee Sellers Must Deliver a Property Disclosure or Disclaimer Before the Contract Is AcceptedTHDA Great Choice Plus: Down Payment Help of $6,000, $10,000, or Up to $15,000

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Buyers · Sellers

Movers

Practical checklists for local moves in Tennessee and for interstate moves.

Hiring a Tennessee Mover: Confirm Intrastate Authority and Household-Goods Cargo InsuranceInterstate Moves To or From Tennessee: Use an FMCSA-Authorized Household Goods CarrierMoving to Tennessee: Get a Driver License and Register the Vehicle Within 30 DaysTennessee Security Deposits: URLTA County Rules, and No Statewide Cap or Return DeadlineTennessee Mover Damage Claims: Acknowledgment in 30 Days and a Decision in 120 DaysTennessee Moving Estimates: The Carrier Must Notify You If Charges Exceed the Estimate by 10 Percent or $25

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Contractors

How to check a Tennessee contractor or home improvement license before you hire.

Tennessee Contractor License: Required at $25,000, and How to Look One UpTennessee Home Improvement License: $3,000 to $24,999 Work in Nine Counties

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List your business on the Tennessee hub, free: Insurance · Real estate · Movers · Contractors

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