Indiana Auto Insurance Minimums: $25,000/$50,000/$25,000 in Liability Coverage
Indiana's auto liability minimums are $25,000/$50,000/$25,000. Those floors are the legal minimum, not a recommendation after a serious crash.
Indiana
Insurance
Home, auto and health coverage notes for people in Indiana, with the Indiana Department of Insurance as the regulator.
By type of coverage
The insurance posts, sorted by who they are written for.
- Medicare & retirement (0 articles). Medicare, long-term care and planning for retirement. RSS
- P&C (6 articles). Property and casualty: home, auto, flood and wind coverage. RSS
- Life & medical (0 articles). Life insurance and health coverage for individuals and families. RSS
Articles
Indiana Auto Policy Cancellations, 20-Day Nonrenewal Notice, and the Auto Insurance Plan
Indiana limits midterm auto cancellations after 60 days and requires 20 days' notice for nonrenewal. The Indiana Auto Insurance Plan is a last-resort auto market.
Flood Insurance Is Not in an Indiana Homeowners Policy, and NFIP Coverage Usually Has a 30-Day Wait
Standard homeowners policies in Indiana generally do not cover flood damage. NFIP flood insurance is sold separately and usually waits 30 days to take effect.
How to File an Insurance Complaint With the Indiana Department of Insurance
File an Indiana insurance complaint in writing with IDOI Consumer Services. The online portal is preferred, and the company has 20 business days to respond.
Indiana FAIR Plan: Last-Resort Property Insurance After Three Declinations
Indiana's FAIR Plan is a last-resort property market after at least three declinations. Coverage is limited, written on actual cash value, and is not bound by the agent.
Indiana Auto Policies Must Include Uninsured and Underinsured Motorist Coverage Unless You Reject It in Writing
A new Indiana auto liability policy must include uninsured and underinsured motorist coverage unless you reject it in writing. IDOI publishes the minimum limits.
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