Pennsylvania

Insurance

Home, auto and health coverage notes for people in Pennsylvania, with the Pennsylvania Insurance Department as the regulator.

By type of coverage

The insurance posts, sorted by who they are written for.

Medicare & retirement (0 articles). Medicare, long-term care and planning for retirement. RSS
P&C (5 articles). Property and casualty: home, auto, flood and wind coverage. RSS
Life & medical (1 article). Life insurance and health coverage for individuals and families. RSS

Articles

Pennsylvania Auto Claims: Insurer Deadlines and Your Right to Appeal a Cancellation

Insurers get 10 working days to acknowledge a claim and 30 days to investigate. Your 30-day window to appeal a cancellation, and what to do after a crash.

Pennsylvania Car Insurance Minimums: 15/30/5 Plus $5,000 Medical

Pennsylvania requires $5,000 medical benefits, 15/30 bodily injury and $5,000 property damage liability. What the minimums pay and what a lapse costs.

Flood Insurance in Pennsylvania: Not in Homeowners, Usually a 30-Day Wait

Homeowners and renters policies don't cover flood. How NFIP, private and surplus lines policies compare in Pennsylvania, and the waiting period to plan for.

Limited Tort vs Full Tort in Pennsylvania: What You Give Up

Limited tort lowers your premium but limits pain-and-suffering claims. The exceptions in 75 Pa.C.S. 1705, the default, and how to switch.

Pennsylvania Mine Subsidence Insurance: Why Homeowners Doesn't Cover It

Homeowners policies usually exclude mine subsidence. What Pennsylvania's DEP coverage costs, what it pays for, and when buyers should apply.

Pennie 2027 Open Enrollment: Dates, Deadlines and What Changed

Pennie open enrollment runs Nov 1 to Jan 15; enroll by Dec 15 for Jan 1 coverage. Dates, special enrollment and the 2027 tax credit change.

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