Missouri
Home, auto and health coverage notes for people in Missouri, with the Missouri Department of Commerce and Insurance as the regulator.
The insurance posts, sorted by who they are written for.
Missouri auto minimums are $25,000/$50,000/$25,000 liability, plus required uninsured motorist bodily injury coverage of $25,000/$50,000. Keep proof of insurance in the vehicle.
Missouri limits midterm auto cancellations after 60 days, requires 30 days' written notice in most cases and at least 10 days for nonpayment, and points declined drivers to the Missouri Automobile Insurance Plan.
Standard homeowners insurance in Missouri typically excludes flood. NFIP coverage usually waits 30 days and can pay up to $250,000 for the building and $100,000 for contents, according to the Department of Commerce and Insurance.
File a Missouri insurance complaint with DCI after you contact the company. Use the online form, fax 573-526-4898, or mail P.O. Box 690, Jefferson City, MO 65102-0690. The consumer hotline is 800-726-7390.
Missouri's FAIR Plan is the Property Insurance Placement Facility, a last-resort source of basic property insurance created in 1969. Contact the Plan or a licensed local agent if the regular market will not write the home.
Missouri requires uninsured motorist bodily injury coverage of $25,000/$50,000. It can apply in a hit-and-run even without contact. Underinsured coverage is optional and is construed as excess in some cases.
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