Georgia Moving Estimates: Binding vs. Non-Binding and How Valuation Works

By James Brazil

James Brazil lives in Mérida, Mexico. He founded Swift Agent Sites and studied Classics at the University of Mississippi.

Published 12 November 2026 · Updated 12 November 2026

In Georgia, a certified mover's estimate is non-binding unless you both agree in writing to make it binding. On a non-binding estimate, the mover has to deliver your goods once you pay up to 110% of the estimate, with up to 30 days to pay the rest. A binding estimate caps the price at the number quoted.

What has to be in a Georgia moving estimate?

Georgia's household goods rules, in Chapter 570-38-3, require certified in-state movers to give estimates on the state's Uniform Estimated Cost of Services form. It should spell out the services, the rates and the estimated total.

Before you sign, make sure the form lists:

• Pickup and delivery addresses and dates.
• Whether the move is priced by the hour or by weight and distance.
• Crew size and number of trucks.
• Packing, stairs, long carries or other extra services.
• Your valuation choice, which is covered below.

How do binding and non-binding estimates differ?

• Non-binding estimate. This is the default. The final bill can be higher if the job takes longer or weighs more. At delivery, the mover has to release your goods once you pay no more than 110% of the estimate. You get 30 days to pay any balance above that.
• Binding estimate. Only if both sides agree. The mover can't charge more than the estimate for the services listed.

Either way, the mover can't add services you didn't ask for or agree to. If you add things on moving day, like extra boxes or a piano, expect the charges to change.

What are the rules on hourly moves?

For hourly moves, the state rules set some limits:

• Minimums. A mover can set a minimum of 2 hours on weekdays and 3 hours on weekends and holidays.
• Travel time. Up to 1 hour of travel time can be charged.
• Crew and trucks. A mover can't charge for a bigger crew or more trucks than the estimate shows unless you authorize it in writing.

Ask the crew leader to write down start and stop times on the paperwork. Check them before you sign at the end.

How does weight-based pricing work?

On weight-and-distance moves, the truck is weighed empty and full on a certified scale. The rules let you ask for one reweigh in your presence, but you have to ask before delivery. The lowest net weight is used. If the reweigh doesn't change the weight by much, the mover can charge a reweigh fee under the tariff. Either way, ask for the weight tickets, which must go with the bill of lading.

Pads and furniture wrapping are part of the rate. A mover shouldn't add a separate fee for blankets used to protect your furniture.

What are your valuation choices?

Valuation isn't insurance. It's the mover's liability limit if something is lost or damaged. Georgia rules give you two main choices:

• Released value. Free, and the mover's liability is 60 cents per pound per article. A 50-pound TV that breaks gets $30.
• Full value protection. The mover pays replacement value up to the amount you declare. It can cost extra.

Here's an important protection. If the mover doesn't get your written valuation choice, the rules treat the shipment as having full value protection with no deductible. That's why your selection should be filled in and signed on the bill of lading.

How do you compare estimates fairly?

Quotes are only comparable when they describe the same job. Give every mover the same inventory and the same details about stairs, elevators, parking and packing. Then compare:

• Pricing method. An hourly quote and a weight-based quote can't be compared on price alone.
• Crew size. A four-person crew at a higher hourly rate can cost less in total than a two-person crew that takes twice as long.
• Estimate type. A slightly higher binding estimate may be a better deal than a low non-binding one that could grow by 10% at delivery.
• Valuation. Ask what full value protection costs from each mover, and whether it has a deductible.

How can you keep the bill down?

• Pack boxes yourself before the crew arrives, if you're comfortable doing it.
• Get rid of things you don't want to move. On weight-based moves, every pound counts.
• Reserve elevators and loading zones in advance, so the crew isn't waiting on the clock.
• Have beds taken apart and drawers emptied before the truck shows up.

What paperwork should you get on moving day?

Georgia requires a Uniform Bill of Lading for certified moves. It's your contract and receipt. Before the truck leaves, check that it shows:

• The estimate type and amount.
• Your valuation choice and any declared value.
• The rates, crew size and number of trucks.
• An inventory, if the mover makes one, with condition notes.

Take photos of valuable items before they're packed. Keep copies of everything until any claims are settled.

FAQ

What is the 110% rule for Georgia movers?

On a non-binding estimate, the mover must deliver your goods once you pay up to 110% of the estimate. You get 30 days to pay the rest.

Are Georgia moving estimates binding?

Only if both you and the mover agree to a binding estimate. Otherwise, it's non-binding.

How much does a Georgia mover owe for damaged items under released value?

60 cents per pound per article, at no extra cost to you. Full value protection pays more but may cost extra.

What if I never picked a valuation option?

Under Georgia rules, if the mover didn't get your written choice, the move is treated as full value protection with no deductible.

Next step

Ask each mover for a written estimate on the state form and compare them side by side. If you're buying or selling a home, talk with a licensed local agent about lining up the move with your closing date.

Sources: Georgia Rules and Regulations, Chapter 570-38-3, household goods carriers; Georgia Department of Public Safety, household goods FAQ.